Budget

Which payment type is best if you are trying to stick to a budget? This is one question many people ask. Even with the best budgeting strategies, it’s still challenging to stick to a budget. What’s more, modern-day shopping habits like online shopping make it easy to overspend.  Research shows the more transparent a payment … Read more

‘If you don’t plan, you plan to fail,’ is a quote from the famous philosopher Benjamin Franklin. It is often applied in the management of business operations but it can be used in financial planning too. Individuals and households need to plan their finances to maximize existing financial resources, meet financial obligations, and achieve financial … Read more