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10 Must-Follow Personal Finance Blogs for Smart Money Management

Navigating the vast sea of personal finance advice online can be overwhelming. That’s why we’ve curated a list of the top personal finance blogs that stand out for their insightful content, practical tips, and relatable guidance. Whether you’re looking to budget better, invest smarter, or achieve financial independence, these blogs offer a wealth of knowledge to help you manage your money more effectively. Here are 10 must-follow personal finance blogs that will equip you with the strategies and motivation you need for smart money management.

Key Takeaways

  • These blogs offer a diverse range of financial wisdom, from frugal living to sophisticated investment strategies.
  • Many of these blogs are run by experts with credentials in financial planning, investing, and wealth management.
  • Readers can find actionable advice tailored to various life stages, including early career, family planning, and retirement.
  • The blogs often include personal stories and case studies, making financial concepts more relatable and understandable.
  • Some blogs provide unique perspectives on achieving financial independence and living a fulfilling life without the constraints of traditional employment.



With a mission to empower individuals in their financial journey, FINMASTERS stands out as a beacon of knowledge in the personal finance blogosphere. Offering a wealth of resources, this blog is dedicated to helping you make, save, and grow your money.

At FINMASTERS, the focus is on providing the right information and tools, ensuring that personal finance education is accessible to all.

Whether you’re a beginner or a seasoned investor, the blog’s clear and actionable advice is designed to guide you towards smarter money management. Here’s a glimpse of what you can expect:

  • In-depth articles on a variety of financial topics
  • Practical tips for budgeting and saving
  • Strategies for investing and wealth accumulation

Ranked 263 with 263 mentions, FINMASTERS is a testament to the value it provides to its readers. It’s not just about the numbers; it’s about the impact and the positive changes it brings to people’s lives.



Founded by Crystal Paine, MoneySavingMom is more than just a blog; it’s a resource-rich platform for anyone looking to stretch their dollars. With a focus on frugality, this site offers a comprehensive list of free services, including personal financial advice and detailed coupon and store deals.

MoneySavingMom excels in providing actionable tips for budget planning and smart shopping. The website’s approachable content is perfect for those starting their journey towards financial savvy or looking to refine their money-saving strategies.

Embrace the art of saving with MoneySavingMom’s diverse range of resources, from budget templates to insightful articles on cutting costs without compromising on quality.

Whether you’re a seasoned saver or a budgeting beginner, MoneySavingMom has something to offer. Its user-friendly interface and community-driven support make managing finances less daunting and more doable.



A Wealth of Common Sense is a standout blog for individuals and institutions seeking practical investment advice. With a focus on detailed investment plans and portfolio management, the blog aims to assist readers in achieving their financial goals.

The site’s popularity is reflected in its impressive rank and mentions:

Rank Mentions
195 263

A Wealth of Common Sense simplifies complex financial concepts, making them accessible to a broad audience. Whether you’re a seasoned investor or just starting out, the insights offered can be invaluable in navigating the world of finance.

The blog’s strength lies in its ability to demystify the intricacies of investing and provide actionable strategies for wealth accumulation and management.



Wise Bread stands out as a community of bloggers who offer practical financial advice for living well on a tight budget. The site is a treasure trove of resources, providing readers with career and income-generating ideas tailored to their unique situations.

With a focus on frugality and smart spending, Wise Bread is a go-to destination for those looking to make the most of their finances without compromising on quality of life.

For the self-employed, Wise Bread offers invaluable guidance. One notable piece is ‘Self-Employed? Tips for Taking Time Off Without Trauma’, addressing the challenges of balancing work and leisure when you’re your own boss. The article provides actionable tips to help ease the burden of taking time off, both financially and time-wise.



With a focus on achieving financial independence, Financial Samurai delves into the nuances of personal finance with an honest and in-depth approach. The blog’s founder, a former Wall Street professional, brings a wealth of experience to the table, offering readers a unique perspective on wealth accumulation and management.

Financial Samurai stands out for its actionable advice on a range of topics, from investment strategies to retirement planning. One of the blog’s standout features is its annual list of financial moves to make, which includes reviewing your asset allocation and assessing your income and spending.

Financial Samurai encourages readers to take control of their financial destiny by making informed decisions and staying disciplined with their money management.

For those looking to optimize their financial health, here’s a snapshot of the blog’s recommended annual financial moves:

  • Review your asset allocation
  • Review your income and spending
  • Declutter and donate to charity
  • … and more



ModestMoney.com is your go-to resource for breaking investment news, offering a wealth of information from stock market developments to currency trading reports. With a focus on the latest commodities events, it’s a single source that keeps you informed on the financial front.

The site’s popularity is evident in its online presence, boasting a significant number of mentions and a strong rank among personal finance blogs. Here’s a quick snapshot of Modest Money’s online traction:

Rank Mentions
42 42

Modest Money is not just about news; it also provides in-depth reports that enhance financial understanding and decision-making. Users have praised the platform for its exceptional support services, highlighting the responsive and informed team behind it.

Embrace the power of informed investing with Modest Money’s comprehensive reports and market insights. Stay ahead in the financial game with timely updates and expert advice.



With a unique blend of humor and practical advice, Len Penzo stands out in the personal finance blogosphere. His blog, LenPenzo.com, has garnered over 9 million page views and 4 million unique visitors, making it a go-to resource for those looking to manage their finances responsibly.

One of Len’s most memorable posts, ‘My Teenage Son, His Cell Phone, and the Bill for $1,055.20,’ showcases his ability to turn personal anecdotes into valuable financial lessons. Readers appreciate the relatable content that often reflects on everyday financial dilemmas.

Len Penzo’s approach to personal finance is not just about numbers; it’s about understanding the psychology behind spending and saving habits.

Here’s a quick look at Len Penzo’s blog by the numbers:

Metric Value
Page Views 9 million
Unique Visitors 4 million
Rank 40
Mentions 42

Whether you’re dealing with budgeting, investing, or saving, Len’s insights can help steer you towards better financial decisions.



With a substantial global following, My Money Blog offers a wealth of financial wisdom, from investment strategies to maximizing returns. The blog’s practical advice caters to both novice and seasoned investors, ensuring that everyone can make informed financial decisions.

Key features of My Money Blog include:

  • In-depth reviews of financial tools and services
  • Strategies for high return investments
  • Tips for money making and growth
  • Frequent updates with the latest promotions and bonuses

My Money Blog stands out for its comprehensive coverage of investment opportunities and its dedication to helping readers grow their wealth safely and effectively.

The blog’s recent update highlights the M1 Finance Review, noting the M1 Plus price drop and a slew of promotional offers. For those looking to optimize their investment portfolio, My Money Blog provides valuable insights and tips, such as the new $250 referral and 401k rollover bonus.



The Best Interest is a beacon for those seeking to navigate the complexities of personal finance. With a focus on enhancing financial literacy, this blog covers a spectrum of topics, ensuring that no question is too elementary or intricate. The Best Interest makes finance accessible to all, whether you’re a beginner or a seasoned investor.

  • Financial Literacy for Everyone
  • In-depth Analysis of Financial Concepts
  • Practical Tips for Money Management

The Best Interest advocates for informed financial decisions, emphasizing the power of knowledge in wealth building. It’s not just about making more money, but understanding how to optimize and preserve it.

The blog’s approachable style demystifies financial jargon, making it a must-read for anyone looking to improve their financial well-being. It’s a resource where simplicity meets expertise, providing readers with the confidence to take control of their financial future.



If you’re intrigued by the idea of achieving financial independence in a relatively short time, 1500 Days to Freedom is a blog that will capture your imagination. The blog’s creator set out with a mission to amass a debt-free portfolio of $1,000,000 within 1500 days from the inception of the blog. This journey towards financial freedom is not just inspiring but also filled with practical advice and personal experiences.

The blog is a testament to the power of goal setting and the relentless pursuit of financial independence.

While the blog’s initial goal has been met, it continues to offer valuable insights into investing, frugal living, and wealth-building strategies. Here are some key takeaways from 1500 Days to Freedom:

  • The importance of setting clear financial goals
  • Strategies for debt reduction and wealth accumulation
  • Investment tips for building a robust portfolio

Whether you’re a seasoned investor or just starting out, this blog provides a wealth of knowledge to help you on your journey to financial independence.



Banker on Wheels offers a treasure trove of insights for those seeking financial independence through investing. The site is meticulously curated by an ex-Portfolio Manager and CFA Charterholder, ensuring that the content is not only informative but also comes from a place of professional expertise. The blog’s focus on the FIRE (Financial Independence, Retire Early) community makes it a go-to resource for individuals looking to make smart investment choices.

One of the standout features of Banker on Wheels is its comprehensive Broker Review Methodology. This is a critical tool for investors who are navigating the complex world of brokerage services. The methodology addresses a range of important factors, from safety measures to fee structures, providing a clear and structured approach to selecting the right broker for your investment needs.

Banker on Wheels is a beacon for those on the journey to financial freedom, illuminating the path with practical advice and strategic insights.

Whether you’re a seasoned investor or just starting out, Banker on Wheels has something to offer. With content like ‘Weekend Reading – AQR Destroys The 100% Equity Case: It’s Silly,’ the blog not only educates but also challenges conventional wisdom, encouraging readers to think critically about their financial strategies.



Founded in 2010, Well Kept Wallet has been a guiding beacon for individuals in the United States looking to improve their financial situation. The blog’s mission is to assist readers in earning more, saving more, and paying off debt.

  • Earn More: Discover various ways to increase your income through side hustles and career advice.
  • Save More: Learn how to cut expenses and save efficiently for your future goals.
  • Pay Off Debt: Get practical tips and strategies to tackle debt and achieve financial freedom.

Well Kept Wallet doesn’t just offer advice; it provides actionable steps that can lead to real financial progress.

Whether you’re a budgeting novice or a savvy saver, Well Kept Wallet has something to offer. With a focus on simplicity and effectiveness, the blog makes managing money less daunting and more accessible.



Founded by Peter Adeney, Mr. Money Mustache is not just a personal finance blog—it’s a lifestyle movement. The blog’s philosophy centers around living a frugal yet fulfilling life, aiming for financial independence and early retirement (FIRE).

Mr. Money Mustache advocates for a life that is better than your current one, not through increased consumption, but through smart financial habits and intentional living.

The blog is packed with actionable advice, personal anecdotes, and a community of like-minded individuals seeking to optimize their financial lives. Here are some key aspects of the Mr. Money Mustache approach:

  • Embracing frugality without sacrificing happiness
  • Investing wisely to grow wealth over time
  • Avoiding debt and unnecessary expenses
  • Building a lifestyle that supports financial independence

With its engaging content and practical tips, Mr. Money Mustache has become a cornerstone of the personal finance community online.



Embracing a lifestyle of simple, joyful, and luxurious frugality, FRUGALWOODS offers a unique perspective on achieving financial independence. The blog is a treasure trove of insights on homesteading, personal finance, and the art of living well on less.

At FRUGALWOODS, the journey to financial independence is about more than just saving money; it’s about crafting a life of happiness and contentment through thoughtful spending and sustainable living.

The site is not just about frugality for the sake of penny-pinching; it’s about making intentional choices that lead to a richer life. Here are some key takeaways from FRUGALWOODS:

  • The importance of setting financial goals and working towards them diligently.
  • Tips for reducing expenses without sacrificing quality of life.
  • Strategies for increasing savings rates to accelerate the path to financial independence.

Whether you’re looking to downsize your expenses, grow your savings, or simply find joy in a more minimalist approach to life, FRUGALWOODS is a blog that can guide and inspire you on your financial journey.



With a focus on personal finance and investing for the future, Consumerism Commentary stands out as a premier blog for money management. It offers unbiased reviews of banking and consumer finance products, helping readers make informed decisions.

  • Unbiased product reviews
  • Personal finance tips
  • Investment guidance

Navigate the complexities of personal finance with ease and confidence at Consumerism Commentary.

Whether you’re looking to understand the intricacies of banking products or seeking advice on long-term investments, this blog provides the resources you need to manage your finances effectively.



Common Cents Mom offers a fresh perspective on managing personal finances with a focus on consumerism, saving money, and shopping smarter. The blog is a treasure trove of practical advice for those looking to make the most of their money without compromising on the quality of life.

  • Understand the basics of budgeting and saving
  • Discover tips for smart shopping and finding the best deals
  • Learn how to make informed financial decisions for your family

Embrace a holistic approach to money wellness that goes beyond mere numbers. It’s about making smart choices that benefit your financial health and overall well-being.

Always remember that personal finance is not just about cutting costs, but also about making strategic choices that can lead to long-term prosperity. As the snippet suggests, it’s crucial to seek the advice of professionals like Financial Advisors, CPAs, and Lawyers when necessary to ensure you’re on the right path.



If you’re looking to add a bit of pizzazz to your personal finance routine, BUDGETS ARE SEXY might just be the blog for you. With a focus on making money management more engaging, this blog offers a wealth of resources from budget planning to becoming a millionaire. It’s not just about tracking expenses; it’s about transforming the way you think about and interact with money.

Embrace the journey to financial freedom with a touch of flair. BUDGETS ARE SEXY encourages readers to challenge their financial habits and strive for growth, all while keeping it fun.

Here’s a snapshot of what you can expect:

  • Creative budgeting strategies
  • Retirement planning tips
  • Insightful credit card usage
  • 401k management advice
  • Free financial templates

Whether you’re a budgeting novice or a seasoned saver, this blog has something to offer. The key is to start where you are and use the tools and advice available to enhance your financial well-being.



Money Crashers stands out as a beacon for those looking to make informed financial decisions. With a mission to educate on various aspects of personal finance, the site covers topics from credit and debt to investing and insurance.

The core philosophy of Money Crashers revolves around the empowerment of individuals to take control of their financial lives. Here’s a snapshot of their actionable advice:

  • Create a Budget
  • Cut Your Expenses
  • Build Your Savings
  • Identify Your Financial Goals & Create a Financial Plan
  • Start Investing
  • Pay Off Your Debts

Embracing these steps can lead to a more secure and prosperous financial future. Money Crashers provides the tools and insights necessary to navigate the complexities of personal finance with confidence.



Good Financial Cents, spearheaded by Jeff, a certified financial planner, is a treasure trove for those aiming to take the reins of their financial destiny. The blog’s mission is to empower readers to achieve financial independence through insightful guidance and practical advice.

One of the standout features of Good Financial Cents is its comprehensive approach to personal finance. For instance, the blog’s top financial goals for 2024 are a testament to its forward-thinking strategy. Here’s a glimpse of what readers can expect:

  • Have a Well-Stocked Emergency Fund
  • Get Out of Debt – Completely
  • Plan For Early Retirement
  • Create Multiple Income Streams

Emphasizing the importance of preparedness and resilience, Good Financial Cents encourages its audience to build a robust financial foundation that can withstand life’s unexpected turns.

With a variety of topics ranging from debt management to investment strategies, the blog serves as a reliable resource for anyone looking to improve their money situation. Whether you’re a seasoned investor or just starting out, Good Financial Cents offers a wealth of knowledge to help you grow and protect your assets.



With a focus on effective money management, YOU NEED A BUDGET (YNAB) stands out as a beacon for those seeking to gain control over their finances. The YNAB blog is more than just a collection of articles; it’s a comprehensive resource designed to change lives through better budgeting practices.

The YNAB platform is known for its practical approach to budgeting, emphasizing the importance of giving every dollar a job. The blog extends this philosophy by offering a wealth of information on topics ranging from debt reduction to saving strategies. Users can also find free workshops and guides to enhance their financial literacy.

YNAB’s services are tailored to help you track and manage information related to your personal finances, ensuring that you’re always in the driver’s seat when it comes to your money.

For those new to budgeting or looking to refine their skills, YNAB provides a supportive community and tools that make the process of managing money less daunting and more achievable.



Founded by G.E. Miller, 20 Something Finance champions the journey towards financial independence with a focus on frugality, savvy spending, and mastering the basics of personal finance. This blog is a treasure trove for those in their twenties aiming to navigate the complexities of managing money while striving for a financially secure future.

At 20 Something Finance, the philosophy is simple: learn to spend less, save more, and take control of your finances to achieve your goals sooner rather than later.

The blog covers a wide array of topics, including but not limited to:

  • Cutting-edge financial hacks
  • Strategies for minimizing expenses
  • Investment guidance for beginners
  • Personal anecdotes that offer real-world insights

Whether you’re looking to hack your way to lower spending or just starting to grasp the essentials of personal finance, 20 Something Finance provides the tools and knowledge to set you on the right path.



THE SIMPLE PATH TO WEALTH offers a straightforward approach to achieving financial independence. The blog is renowned for its Stock Series, which provides valuable insights into investing, money management, and life’s financial journey.

The blog’s philosophy centers on simplifying the wealth-building process, making it accessible to everyone. It’s not just about money, but also about how you can align your financial decisions with your personal values and life goals.

The key to wealth is a deep understanding of financial principles and the discipline to apply them consistently.

Whether you’re a seasoned investor or just starting out, the blog’s content is designed to demystify complex financial concepts and encourage smart money habits.



MoneySmartGuides stands out as a beacon for those looking to embrace frugality without compromising on quality of life. The blog’s practical advice is geared towards helping readers save money through simple, actionable strategies. One standout piece is their guide on frugal living tips, which emphasizes the importance of avoiding credit card dependency for daily expenses.

MoneySmartGuides.com encourages a minimalist approach to personal finance, advocating for regular decluttering to prevent unnecessary spending and to promote a tidier, more organized lifestyle.

The blog’s content is not just about cutting costs; it’s about making smart decisions that lead to a financially secure future. Readers are equipped with the knowledge to navigate various financial situations, from managing debt to investing wisely.

24. and more

24. and more

The journey to financial literacy doesn’t end here. There are countless resources available for those eager to learn and improve their financial well-being. Exploring a variety of perspectives can lead to a richer understanding of personal finance.

Beyond the blogs listed, consider diving into communities and forums where real-life experiences and strategies are shared. Here’s a snapshot of additional noteworthy blogs:

  • MoneyNing: Debt-free living and wealth-building over time.
  • Annuity.org: Expert financial insights on a variety of topics.
  • Dividend Diplomats: Chronicles of early retirement through dividend investing.
  • Money Under 30: Real-world advice from someone who overcame significant debt.
  • Get Rich Slowly: Emphasizing the steady path to wealth.

Remember, the key to smart money management is continuous learning and adapting. The more you know, the better equipped you’ll be to make informed decisions that align with your financial goals.


Navigating the vast ocean of personal finance advice can be overwhelming, but the blogs we’ve highlighted in this article serve as lighthouses guiding you towards smarter money management. From breaking free of debt with MoneySmartGuides to the simple wealth-building strategies of The Simple Path to Wealth, each blog offers unique insights and actionable tips. Whether you’re a twenty-something seeking financial independence with 20 Something Finance, or looking for offbeat wisdom from Len Penzo, there’s a wealth of knowledge waiting for you. Embrace the frugal yet luxurious lifestyle with Frugalwoods, or dive into the analytical depths of Financial Samurai. Remember, the journey to financial freedom is personal, but you don’t have to walk it alone. These top personal finance blogs are not just lists of dos and don’ts; they are communities where you can learn, grow, and take control of your financial destiny.

Frequently Asked Questions

What are the best personal finance blogs to follow?

Some of the top personal finance blogs include FINMASTERS, MONEY SAVING MOM, A WEALTH OF COMMON SENSE, WISE BREAD, FINANCIAL SAMURAI, and MR. MONEY MUSTACHE, among others.

Can personal finance blogs help me manage my money better?

Yes, personal finance blogs often provide valuable tips, strategies, and insights on budgeting, saving, investing, and other aspects of money management that can help you improve your financial health.

Are the tips provided by personal finance blogs applicable to everyone?

While personal finance blogs offer general advice that can benefit many readers, individual financial situations can vary greatly. It’s important to consider your own circumstances and, if necessary, consult with a financial advisor.

How often should I read personal finance blogs?

It depends on your interest and the time you can commit. Some might prefer daily updates, while others may check weekly or monthly. Regularly reading can keep you informed about the latest financial trends and tips.

Do personal finance blogs offer advice on investments?

Many personal finance blogs provide insights on various types of investments, such as stocks, bonds, real estate, and retirement accounts, helping readers make informed decisions about their investment strategies.

Is it possible to achieve financial independence by following personal finance blogs?

Personal finance blogs can be a valuable resource for learning about financial independence. However, achieving it requires disciplined saving, investing wisely, and often making lifestyle changes, along with consistent learning.